Credit credit baby!

Yesterday my shiny new credit card came in the post-my very first! Now I feel like a grown up. Not when I was pushing a baby out of myself or when buying my first anti ageing cream. Apparently one must begin early and be prepared-the anti ageing cream I mean. As for the baby, it kind of grows on you anyway.

Credit cards have always scared me because of the possibility of so much joy and an instant downfall almost simultaneously. However, in order to improve your credit scoring and start the long journey up the maturity ladder, they are the first essential step. At least that's what I was advised by a close friend, studying law and working in a bank! So here I am, after several attempts at online applications and rejections, careful and maybe some sly form filling has given me my worst fear. Ofcourse I was immensely happy to get a shiny card on the post (who isn't?) and immediately started plotting my next purchase online-all fear of debt, depression and marital failure that would surely ensue when you take a step too far with greed, out of the window. Daytime TV is a joy, isn't it?

My shiny new credit card is from M&S. Yes, I like collecting points and spending it on 4 for £12 panties or stupidly expensive strawberries from Devon. I thought, since I'm putting myself in the firing ring, might as well have some perks. Plus, I like to think it makes me look properly grown up. Looking grown up. I must say the idea has swayed me to its side. As much as I'd like to refuse to believe I'm grown up or should be grown up or try to be grown up, when you get letters from the NHS to go for cervical cancer check-ups because it's your time there's no hiding. As Samantha from Sex and the City would say, I'm now in the next age box, a target group for anti-ageing serums and should immediately proceed to get a mortgage. Meh. Which reminds me, this is what I've been using for about a month now, from Superdrug and smells lovely and does make you look like you had a good 4 hours, at least in my case. 

But why the sway? I'm not so keen on being called young or the new generation because the excuses that we see on the street and on the TV for 'young people', 'the disgruntled youth', 'the abandoned social group' makes me want to crawl back into bed and pretend to be a pensioner. Who wants to be a kid when the kids on the streets are all yobs anyway?

So, credit credit baby! At least I can buy a nice book rather than loot some trainers. And yes Marks and Sparks isn't exactly Net-A-Porter but Ryan Reynolds as their new face and body...mmmm.